Anyone! We work with customers from all credit backgrounds—including first-time buyers, individuals with limited credit history, and those rebuilding their credit. Even if you’ve been turned down elsewhere, NuFin may have an option for you.
No. NuFin offers financing programs for borrowers with or without a Social Security Number. If you do not have an SSN, we can still review your eligibility using alternative documents such as a valid ITIN, passport, or other identification.
It's simple! You can apply directly through our partner dealerships or start the process online. Once the dealership submits your application, we’ll review it and provide a decision—often within the same day.
Depending on your profile, you may be asked to provide: - Government-issued ID or passport - Proof of income (recent pay stubs or bank statements) - Proof of residence - Proof of insurance - Down payment documentation. Your dealer will guide you through exactly what’s required.
We offer multiple payment options: - Online with a debit/credit card - Zelle through your banking app - Over the phone with our customer service team. You choose what works best for you.
NuFin specializes in helping borrowers with limited or no credit history. We look at a broader set of factors beyond just your credit score, including your income and stability. Many first-time buyers and newcomers to the U.S. qualify through our flexible programs.
Absolutely. NuFin loans have no prepayment penalties, so you're free to make extra payments or pay off your balance early at any time. This can help you save on interest over the life of your loan.
We offer multiple payment options: - Online with a debit/credit card - Zelle through your banking app - Over the phone with our customer service team. You choose what works best for you.
We understand that life happens. If you're going to be late, it’s important to contact us as soon as possible. Keep in mind that late payments can result in late charges and may impact your credit if not addressed. The sooner we hear from you, the better.
